TERMS & CONDITIONS

Last updated: March 2026

By accessing this website or participating in our services, you agree to the following Terms & Conditions.

1. Educational Purpose

Refine Credit provides credit education, consulting, and strategic funding guidance services.

We are not a law firm, accounting firm, financial institution, or credit bureau.

Nothing on this website constitutes legal, tax, or financial advice.

2. No Guarantee of Results

Results vary based on individual credit profile, financial behavior, documentation, and follow-through.

We do not guarantee:

All outcomes depend on multiple factors outside our control.

3. Services

Our services may include:

Service details are governed by individual agreements.

4. Payments & Refunds

All payments for services are due as agreed upon at time of purchase.

Refund and cancellation policies are governed by the specific service agreement signed by the client.

5. Intellectual Property

All materials, content, logos, frameworks, and training materials are property of Refine Credit and may not be reproduced without written permission.

6. Limitation of Liability

Refine Credit shall not be liable for any indirect, incidental, or consequential damages arising from the use of our website or services.

7. Governing Law

These Terms are governed by the laws of the State of New Jersey, USA.

8. Contact Information